Know what you’re signing up for.
Practical field guides for the parts of payments that rarely fit in a pricing headline.
Merchant of Record vs payment processor
The real difference is contractual responsibility, not just a checkout screen.
↗FIELD GUIDE 02Alternatives that do not need your own Stripe account
Account independence, ownership and infrastructure are three different questions.
↗FIELD GUIDE 03Choose payments by business country
Separate incorporation, owner identity, buyer location and the payout bank.
↗FIELD GUIDE 04The complete SaaS payment fee stack
Processing is the first line of the calculation, not always the last.
↗FIELD GUIDE 05Holds, reserves and payout delays
The time a payment succeeds and the time cash reaches your bank are different.
↗FIELD GUIDE 06Migrate subscriptions from Stripe
Treat customer data, payment credentials and billing state as separate migration work.
↗FIELD GUIDE 07Move between merchants of record
Changing the seller relationship can be more than an integration change.
↗FIELD GUIDE 08Refunds and chargebacks for digital products
Who handles a dispute and who pays for it can be different.
↗FIELD GUIDE 09SaaS transaction taxes and MoR
Calculation, collection and filing are different responsibilities.
↗FIELD GUIDE 10The economics of low-ticket payments
Fixed fees become a larger part of a small transaction.
↗FIELD GUIDE 11Annual SaaS payments and cash flow
Cash received today comes with a future service obligation.
↗FIELD GUIDE 12A payment-provider due diligence checklist
Questions worth answering before a checkout becomes business-critical.
↗FIELD GUIDE 13Payment-provider data portability
Exportable customer emails are only one part of an exit plan.
↗FIELD GUIDE 14Local payment methods for global SaaS
A method being available at checkout does not mean it supports your billing model.
↗FIELD GUIDE 15Understand payment-provider dependencies
A different brand does not necessarily mean a different failure domain.
↗FIELD GUIDE 16How to read payment-provider reviews
Useful reports are evidence, but rarely a representative customer sample.
↗More from the blog.
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