FIND YOUR BILLING STACK

The API that fits your SaaS.

Compare all 17 directory providers plus Chargebee and Recurly. Compare setup effort, agent readiness, testing workflows and the work your team will own.

Your requirements

What matters to you?
Technical requirements

19 providers · compare setup and agent tooling.

Real integration trade-offs · setup, agents, testing and operations
API / fitSetup effortAgent readinessTesting & debuggingWork your team owns
Commerce / checkout platform2 / 2 priorities matched✓ Matches selected priorities
Pricing & capabilities

From $29/mo · Launch · Stripe fees extra

Pricing ↗
Hosted checkout + REST API

Configure payment forms or use the API for customers, subscriptions and webhook connections.

Why / source ↗
Official Checkout Page MCP

Agents can manage checkout pages and subscriptions, switch test mode and read test records.

Why / source ↗
Per-page test mode

Run checkout, delivery and webhooks without a real payment; test records carry livemode: false.

Why / source ↗
Checkout layer over Stripe

Stripe remains part of the stack; you configure delivery, product access and tax responsibilities.

Why / source ↗
Merchant of Record2 / 2 priorities matched✓ Matches selected priorities
Pricing & capabilities

4% + 40¢ · US domestic cards · verify locale

Pricing ↗
Checkout + billing events

Use hosted checkout and connect subscription, usage and access events to your application.

Why / source ↗
Official MCP + agent skills

Knowledge and API-operation servers help agents research integrations and manage billing.

Why / source ↗
Test environment

Build checkout and webhook handling against test mode before switching to live credentials.

Why / source ↗
MoR + usage capture

Payment and supported sales-tax handling are bundled; usage capture and product access remain yours.

Why / source ↗
Billing platform2 / 2 priorities matched✓ Matches selected priorities
Pricing & capabilities

From $47/mo + 2% · Monthly Start · Stripe fees extra

Pricing ↗
Auth + billing bundle

Use sign-up and profile embeds, then connect account plans and access to your application.

Why / source ↗
Official OAuth MCP

The server combines documentation research with connected account queries and record changes.

Why / source ↗
Separate staging setup needed

The developer guide describes demo accounts and configuration overrides rather than a built-in staging environment.

Why / source ↗
App access + Stripe account

Outseta bundles CRM, auth and billing; Stripe and your seller tax obligations remain part of the stack.

Why / source ↗
Merchant of Record2 / 2 priorities matched✓ Matches selected priorities
Pricing & capabilities

5% + $0.50 per checkout transaction

Pricing ↗
Simpler hosted-checkout path

Configure a catalog, open Paddle Checkout and sync entitlements through webhooks. Seller approval is still required.

Why / source ↗
Official hosted MCP

Separate sandbox and live servers; live OAuth or API keys, sandbox API keys. Supports billing operations and integration tasks.

Why / source ↗
Sandbox + event simulator

Simulate subscription events and inspect webhook handling. A billing time-travel workflow is not established here.

Why / source ↗
MoR removes more payment work

Supported checkout, subscription payments and transaction-tax work sit in the MoR bundle. You still maintain product access.

Why / source ↗
Merchant of Record2 / 2 priorities matched✓ Matches selected priorities
Pricing & capabilities

5% + 50¢ · Starter · new organizations

Pricing ↗
Hosted checkout + entitlement sync

Configure products and checkout, then connect customer benefits and access to your app.

Why / source ↗
Official remote MCP

OAuth-connected tools cover products, subscriptions, orders and refunds.

Why / source ↗
Sandbox + webhook tooling

SDK sandbox support and CLI webhook tools help test the integration.

Why / source ↗
MoR + product access

Polar handles supported payment and sales-tax operations; you map benefits and capture usage.

Why / source ↗
Payment processor1 / 2 priorities matched
Pricing & capabilities

1.95–2% + GST · India domestic · verify method & contract

Pricing ↗
Checkout + mandate lifecycle

Choose hosted or SDK checkout, connect subscription authorization and reconcile events.

Why / source ↗
Official MCP + agent toolkit

Connect payment, payout and verification APIs through Cashfree’s agent stack.

Why / source ↗
Dev Studio sandbox

Sandbox and Postman workflows support API and payment-flow testing.

Why / source ↗
You remain the seller

Your team owns tax obligations, entitlement rules and subscription product logic.

Why / source ↗
Billing platform1 / 2 priorities matched
Pricing & capabilities

$0 + 0.80%, or $99/month + 0.65%; gateway extra

Pricing ↗
More systems to configure

Set up a product catalog, billing rules and a payment gateway; map subscription and invoice states into your app.

Why / source ↗
Official MCP toolsets

Data, onboarding and billing operations; OAuth or API-key authentication. Available tools depend on enabled server toolsets.

Why / source ↗
Test site + Time Machine

Move test-site billing through time to exercise subscription changes and renewals.

Why / source ↗
Billing automation, gateway remains

Chargebee manages billing workflows. Your selected gateway and tax setup remain separate integration choices.

Why / source ↗
Merchant of Record1 / 2 priorities matched
Pricing & capabilities

3.9% + 40¢ · Base checkout · payout fees extra

Pricing ↗
Hosted checkout + SDK adapters

Use checkout and a framework adapter; keep customer and subscription state synchronized.

Why / source ↗
API / CLI integration

Use the API or CLI from your own agent adapter; official MCP support is not confirmed here.

Why / source ↗
Separate test API

Sandbox keys and test cards let you exercise checkout without live payments.

Why / source ↗
MoR + entitlement sync

The MoR handles supported transaction taxes; you still wire license or application access.

Why / source ↗
Commerce / checkout platform1 / 2 priorities matched
Pricing & capabilities

3.5% + 30¢ · USD Commerce · processing included

Pricing ↗
Products + email workflows

Connect Stripe, create products and connect purchases to newsletter automations.

Why / source ↗
Official AI connector tools

Tools include Commerce products and purchases; this is not a general SaaS metered-billing engine.

Why / source ↗
Test purchase / refund

Kit documents refunding a purchase or using a zero-price discount to test the purchase flow.

Why / source ↗
Creator commerce + email

Kit runs product and email workflows; you configure the connected payment account and seller obligations.

Why / source ↗
Merchant of Record1 / 2 priorities matched
Pricing & capabilities

5% + $0.50 base; +0.5% subscriptions

Pricing ↗
Simpler store + checkout path

Create subscription products, use hosted checkout and map store events to your users.

Why / source ↗
API adapter route

A custom agent can call the API. An official MCP offering was not verified in this review.

Why / source ↗
Test store + event simulation

Use separate test data and manually simulate subscription or order webhooks.

Why / source ↗
MoR bundle for digital products

Payment and supported sales-tax handling are bundled; your app still owns access, usage capture and customer mapping.

Why / source ↗
Payment processor1 / 2 priorities matched
Pricing & capabilities

2.9% + AED 1 · Growth · UAE cards charged in AED

Pricing ↗
Dashboard or custom API flow

Choose payment links or a custom integration; confirm the required recurring-payment API scope.

Why / source ↗
Official Mamo MCP

Connect an assistant to query balances, inspect payments and create payment links.

Why / source ↗
Sandbox account

Verified businesses can use a separate sandbox dashboard and API key for end-to-end dummy payments.

Why / source ↗
UAE payment operations

You own product access, tax obligations and billing rules around the payment service.

Why / source ↗
Payment processor1 / 2 priorities matched
Pricing & capabilities

Market- and payment-method-specific tariff

Pricing ↗
Simple charges, more billing logic

Establish customer mandates and recurring payments. Build advanced plan-change and billing logic around that flow.

Why / source ↗
Official MCP + Agent Toolkit

OAuth-based MCP for account operations, plus a toolkit for custom agents. Check which write actions are supported.

Why / source ↗
Test keys + payment states

Use changePaymentState for recurring test payments, refunds and chargebacks.

Why / source ↗
More billing work in your app

You remain the seller. Your team owns advanced billing rules and access control alongside mandate/payment handling.

Why / source ↗
Payment processor1 / 2 priorities matched
Pricing & capabilities

2% + GST · India standard domestic · US: 2.7% + 30¢

Pricing ↗
Gateway + subscription wiring

Configure plans, authorization and checkout, then handle subscription events and access.

Why / source ↗
Official MCP server

Local and remote options expose payment operations; available tools depend on deployment.

Why / source ↗
Test keys + checkout

Exercise payment and subscription flows in test mode with separate credentials.

Why / source ↗
You remain the seller

You own taxes, access and billing policies around gateway and mandate behavior.

Why / source ↗
Billing platform1 / 2 priorities matched
Pricing & capabilities

0.7% of Billing volume; processing extra

Pricing ↗
More control, more wiring

Connect Checkout, Billing, webhook handling and your app’s access rules. Tax services are separate.

Why / source ↗
Official MCP + agent tools

OAuth or agent API keys; API read/write tools and integration planning. Limit permissions to the task.

Why / source ↗
Sandbox + time simulations

Advance billing clocks to exercise renewals, trials and lifecycle events.

Why / source ↗
Your payment stack

You own the seller relationship, access policy and tax workflow; Stripe supplies billing and payment components.

Why / source ↗
Merchant of Record0 / 2 priorities matched
Pricing & capabilities

10% + 50¢ · Direct: plus 2.9% + 30¢ card processing

Pricing ↗
Creator storefront first

Publish products or memberships; API and notifications connect sales to your own application.

Why / source ↗
API adapter route

A custom integration can use the API; official MCP support is not confirmed here.

Why / source ↗
Test purchase workflow

Test the product purchase and fulfillment path; this is not a billing time-travel environment.

Why / source ↗
MoR + creator fulfillment

Gumroad handles its supported checkout tax obligations; custom SaaS entitlements remain in your app.

Why / source ↗
Commerce / checkout platform0 / 2 priorities matched
Pricing & capabilities

$42/mo + 5% · Mover · billed yearly · processing extra

Pricing ↗
Hosted course / community setup

Configure products, content and checkout in the platform instead of building a billing backend.

Why / source ↗
No public API or webhooks

Podia explicitly offers no public API or webhooks; use its supported Zapier integrations.

Why / source ↗
Hosted checkout checks

Verify purchase, membership access and cancellation through the hosted product workflow.

Why / source ↗
Hosted content + your gateway

Podia handles course and community access; payment configuration and seller tax obligations remain relevant.

Why / source ↗
Billing platform0 / 2 priorities matched
Pricing & capabilities

Request a platform and gateway quote

Pricing ↗
More configuration for lifecycle ops

Connect gateways, plans and recovery rules, then reconcile Recurly states with your application.

Why / source ↗
API adapter route

Build around the API and verify current state after notifications. An official MCP offering was not verified.

Why / source ↗
Sandbox + accelerated renewal

The documented dunning test moves the next renewal to one hour ahead. This differs from a general time-travel API.

Why / source ↗
Recovery tools; gateway ops remain

Subscription and dunning automation reduce manual work; gateway configuration, access and tax responsibilities still need an owner.

Why / source ↗
Commerce / checkout platform0 / 2 priorities matched
Pricing & capabilities

From $39/mo · Monthly Starter · processing extra

Pricing ↗
Ready-made storefront

Configure products and a payment gateway rather than implementing a full billing API.

Why / source ↗
Billing API not verified

Do not assume storefront automation provides subscription-management tools for an agent.

Why / source ↗
Storefront purchase checks

Test gateway connection, checkout and digital delivery through the platform workflow.

Why / source ↗
Storefront + connected gateway

Sellfy provides selling and delivery tools; you remain responsible for your seller and tax setup.

Why / source ↗
Commerce / checkout platform0 / 2 priorities matched
Pricing & capabilities

From $39/mo · Launch · gateway fees extra

Pricing ↗
Delivery layer + gateway

Connect products, delivery and your payment gateway; use the developer API for custom workflows.

Why / source ↗
API adapter route

Developer endpoints can support custom automation; official MCP tooling is not confirmed here.

Why / source ↗
Checkout + delivery checks

Verify purchase notifications and delivery alongside the connected gateway’s test workflow.

Why / source ↗
Delivery, not a replacement gateway

You configure the payment provider and keep responsibility for tax and application access rules.

Why / source ↗

How to read the matches

Priorities count the specific workflow you select, not a universal API quality score. A simpler checkout path does not mean every billing model is simple. Country exclusions appear last; gateway and product approval still matter.

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$250one-time payment
no recurring listing fee
01
A lifetime directory listing

Stay listed forever in the main directory and on relevant country and capability pages.

02
Your own provider page + 166 more pages

We’ll create your permanent product page and feature your provider on ~166 additional pages.

03
A promotional tweet + a newsletter feature

Alexander Isora will post about your provider on X and send it to his 1,000+ Substack subscribers. Included in your package.

Tagged website links included, ready for your own analytics.

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Opens your email app with a draft to [email protected].

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