How much cash stays out of reach?
Model settlement delays and rolling reserves. See how much revenue remains unavailable and how payouts build over time.
$20,700.00 paid out from $30,000.00 in modeled sales
Daily sales begin on day 1. Calendar-day delays, constant sales, no starting balance, and no fees or refunds. Reserve release occurs after settlement plus the hold you enter.
Questions answered
Is a rolling reserve a permanent payment fee?
A reserve is a held balance subject to release conditions. It affects available cash even when it is eventually released. Check the agreement for hold period, triggers and deductions.
When are reserved funds released in this model?
After the entered settlement delay plus the reserve hold. Other funds become available after the settlement delay alone. All days are calendar days, with no fees or starting balance.
Useful sources
Use the arithmetic with your actual rate, fee quote and account terms.
Read the worked example →Work through the next question.
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