01
Creem
A low headline checkout rate. Look at payouts as well.
Merchant of Record
3.9% + 40¢Base checkout · payout fees extra
~1,748 clicks
◐ Conditional · check eligibility
Merchant of Record for businesses in United Arab Emirates
Businesses registered in United Arab Emirates · Merchant of Record.
02
Dodo Payments
Digital-product MoR. Owner eligibility matters as much as company country.
Merchant of Record
4% + 40¢US domestic cards · verify locale
~1,770 clicks
◐ Conditional · check eligibility
03
Lemon Squeezy
Digital commerce with tax handling. Pay attention to the add-ons.
Merchant of Record
5% + 50¢Base rate · add-ons apply
~2,855 clicks
◐ Conditional · check eligibility
04
Paddle
A complete merchant-of-record setup for software businesses.
Merchant of Record
5% + 50¢Standard checkout · USD
~2,698 clicks
◐ Conditional · check eligibility
05
Polar
Developer-focused commerce, with a new generation of pricing.
Merchant of Record
5% + 50¢Starter · new organizations
~1,531 clicks
◐ Conditional · check eligibility
A PRACTICAL STARTING POINT · REVIEWED 17 OCT 2026
UAE software: check the seller and payout route.
For a UAE business selling software, compare the contractual seller, owner documents and payout route before headline fees. A global buyer checkout does not itself confirm seller approval in the UAE.
| Provider | Why investigate it | Check before applying |
|---|---|---|
| Paddle | Software and SaaS businesses that want an MoR | No personal Stripe account. Businesses that need on-demand access to proceeds. |
| Creem | Approved digital-product businesses comparing MoR options | No personal Stripe account. Businesses choosing solely by the headline percentage. |
| Polar | Developers selling software or digital products | No personal Stripe account. Anyone assuming the historical Early Member rate applies. |
One reproducible price check: an entered 5% + $0.50 costs $1.95 on a $29 charge (6.72%). For 100 such charges: $195. Scenario: one-time cards in USD; tax, FX and payout fees are separate.
Sources & inputs
Inputs: a $29 customer charge and an entered 5% + $0.50 fee. Provider country and product terms are linked below.
Paddle pricing ↗ · Paddle supported countries ↗Creem pricing ↗ · Creem supported countries ↗
Polar supported countries ↗