RESEARCH METHODOLOGY
How we compare pricing
Every rate needs a product, a market, a method and a date.
Comparable scenarios
The calculator compares US domestic one-time card checkout at the base public rate, without tax, cross-border, FX, subscriptions, disputes or payout fees. It is a checkout-only illustration, not a complete quote or total-cost ranking.
Additional costs
Platform plans, billing, tax tooling, FX, international cards, refunds, disputes and payouts are separate components. MoR bundles and a standalone PSP cover different work. Check fee bases, tax inclusion, tiers and legacy plans.
No invented zeroes
Unknown charges are not free. Products with unresolved pricing scope are excluded from numeric comparison. Reserves are shown as temporarily unavailable cash rather than a permanent processing fee.