01
Creem
A low headline checkout rate. Look at payouts as well.
Merchant of Record
3.9% + 40¢Base checkout · payout fees extra
~2,687 clicks
THE PROVIDER INDEX
Every provider. The important details.
An index of 17 researched products. A payment processor, an MoR and a commerce platform are different decisions.
02
Cashfree
Payment collection and payouts with regional product rules.
Payment processor
1.95–2% + GSTIndia domestic · verify method & contract
~3,628 clicks
03
Checkout Page
No-code checkout for businesses that already qualify for Stripe.
Billing layer
From $29/moLaunch · Stripe fees extra
~1,256 clicks
04
Dodo Payments
Digital-product MoR. Owner eligibility matters as much as company country.
Merchant of Record
4% + 40¢US domestic cards · verify locale
~2,721 clicks
05
Gumroad
Creator commerce with very different direct and discovery economics.
Merchant of Record
10% + 50¢Direct: plus 2.9% + 30¢ card processing
~4,379 clicks
06
Kit Commerce
Creator commerce through a managed Stripe Express setup.
Commerce platform
3.5% + 30¢USD Commerce · processing included
~1,693 clicks
07
Lemon Squeezy
Digital commerce with tax handling. Pay attention to the add-ons.
Merchant of Record
5% + 50¢Base rate · add-ons apply
~4,389 clicks
08
Mamo
Business payments and settlement in a UAE context.
Payment processor
2.9% + AED 1Growth · UAE cards charged in AED
~907 clicks
09
Mollie
European payment infrastructure with local payment methods.
Payment processor
1.8% + €0.25EEA consumer cards · EUR market quote
~3,023 clicks
10
Outseta
Billing, authentication and CRM around a Stripe-based payment stack.
Billing layer
From $47/mo + 2%Monthly Start · Stripe fees extra
~1,067 clicks
11
Paddle
A complete merchant-of-record setup for software businesses.
Merchant of Record
5% + 50¢Standard checkout · USD
~4,146 clicks
12
Podia
Courses and communities, with a separate processing bill.
Commerce platform
$42/mo + 5%Mover · billed yearly · processing extra
~1,511 clicks
13
Polar
Developer-focused commerce, with a new generation of pricing.
Merchant of Record
5% + 50¢Starter · new organizations
~2,353 clicks
14
Razorpay
Indian payment infrastructure, plus a distinct cross-border stack.
Payment processor
2% + GSTIndia standard domestic · US: 2.7% + 30¢
~3,103 clicks
15
Sellfy
A digital storefront. Your payment gateway still matters.
Commerce platform
From $39/moMonthly Starter · processing extra
~1,256 clicks
16
SendOwl
Digital delivery and checkout on top of an external gateway.
Commerce platform
From $39/moLaunch · gateway fees extra
~1,088 clicks
17
Stripe
Flexible payment infrastructure. You choose the rest of the stack.
Payment processor
2.9% + 30¢US domestic cards · Payments
~4,425 clicks