# PaymentsRank > Dated research on payment providers and Stripe alternatives. Unknowns remain unknown; no representative complaint rates or numeric reliability scores are assigned. ## Start here - [Directory](https://www.paymentsrank.com/) - [Research methodology](https://www.paymentsrank.com/methodology/) - [Open data](https://www.paymentsrank.com/data/) - [Source registry](https://www.paymentsrank.com/data/v1/sources.json) - [Provider index](https://www.paymentsrank.com/data/v1/providers.json) ## Decision support - [Decision facts](https://www.paymentsrank.com/data/v1/decision.json) - [Country-linked customer experiences](https://www.paymentsrank.com/data/v1/country-experiences.json): original post, author geography, relationship and historical context. Individual anecdotes, separate from provider eligibility records. - [India SaaS](https://www.paymentsrank.com/country/india/recurring-saas/) - [UAE MoR](https://www.paymentsrank.com/country/united-arab-emirates/merchant-of-record-mor/) ## Tools - [All calculators](https://www.paymentsrank.com/tools/) - [Provider fee calculator](https://www.paymentsrank.com/tools/fee-calculator/) - [Tax & VAT calculator](https://www.paymentsrank.com/tools/tax-calculator/): Add or remove VAT or sales tax using the rate you enter. See the customer total, tax collected and revenue before tax. - [FX & cross-border fee calculator](https://www.paymentsrank.com/tools/fx-fee-calculator/): Separate currency-conversion markup from international-card surcharges. Estimate the extra monthly cost on your own sales mix. - [Payment provider break-even calculator](https://www.paymentsrank.com/tools/provider-break-even-calculator/): Compare two processing quotes with percentage, fixed and monthly fees. Find the transaction volume where their modeled costs cross. - [Payout delay & reserve calculator](https://www.paymentsrank.com/tools/payout-reserve-calculator/): Model settlement delays and rolling reserves. See how much revenue remains unavailable and how payouts build over time. - [Chargeback & dispute cost calculator](https://www.paymentsrank.com/tools/chargeback-cost-calculator/): Estimate lost sales and dispute fees from your transaction count, dispute rate and win rate. Compare the cost before choosing a provider. - [Tool definitions and default scenarios](https://www.paymentsrank.com/data/v1/tools.json) ## Blog - [Blog archive](https://www.paymentsrank.com/blog/) - [Blog metadata + Markdown index](https://www.paymentsrank.com/data/v1/blog.json) - [Blog RSS](https://www.paymentsrank.com/blog/feed.xml) ## Profiles - [Paddle](https://www.paymentsrank.com/gateway/paddle/): A complete merchant-of-record setup for software businesses. - [JSON](https://www.paymentsrank.com/data/v1/providers/paddle.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/paddle.md) - [Stripe](https://www.paymentsrank.com/gateway/stripe/): Flexible payment infrastructure. You choose the rest of the stack. - [JSON](https://www.paymentsrank.com/data/v1/providers/stripe.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/stripe.md) - [Lemon Squeezy](https://www.paymentsrank.com/gateway/lemonsqueezy/): Digital commerce with tax handling. Pay attention to the add-ons. - [JSON](https://www.paymentsrank.com/data/v1/providers/lemon-squeezy.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/lemon-squeezy.md) - [Polar](https://www.paymentsrank.com/gateway/polarsh/): Developer-focused commerce, with a new generation of pricing. - [JSON](https://www.paymentsrank.com/data/v1/providers/polar.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/polar.md) - [Creem](https://www.paymentsrank.com/gateway/creem/): A low headline checkout rate. Look at payouts as well. - [JSON](https://www.paymentsrank.com/data/v1/providers/creem.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/creem.md) - [Dodo Payments](https://www.paymentsrank.com/gateway/dodo-payments/): Digital-product MoR. Owner eligibility matters as much as company country. - [JSON](https://www.paymentsrank.com/data/v1/providers/dodo-payments.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/dodo-payments.md) - [Gumroad](https://www.paymentsrank.com/gateway/gumroad/): Creator commerce with very different direct and discovery economics. - [JSON](https://www.paymentsrank.com/data/v1/providers/gumroad.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/gumroad.md) - [Mollie](https://www.paymentsrank.com/gateway/mollie/): European payment infrastructure with local payment methods. - [JSON](https://www.paymentsrank.com/data/v1/providers/mollie.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/mollie.md) - [Razorpay](https://www.paymentsrank.com/gateway/razorpay/): Indian payment infrastructure, plus a distinct cross-border stack. - [JSON](https://www.paymentsrank.com/data/v1/providers/razorpay.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/razorpay.md) - [Cashfree](https://www.paymentsrank.com/gateway/cashfree/): Payment collection and payouts with regional product rules. - [JSON](https://www.paymentsrank.com/data/v1/providers/cashfree.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/cashfree.md) - [Mamo](https://www.paymentsrank.com/gateway/mamopay/): Business payments and settlement in a UAE context. - [JSON](https://www.paymentsrank.com/data/v1/providers/mamo.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/mamo.md) - [Sellfy](https://www.paymentsrank.com/gateway/sellfy/): A digital storefront. Your payment gateway still matters. - [JSON](https://www.paymentsrank.com/data/v1/providers/sellfy.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/sellfy.md) - [SendOwl](https://www.paymentsrank.com/gateway/sendowl/): Digital delivery and checkout on top of an external gateway. - [JSON](https://www.paymentsrank.com/data/v1/providers/sendowl.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/sendowl.md) - [Podia](https://www.paymentsrank.com/gateway/podia/): Courses and communities, with a separate processing bill. - [JSON](https://www.paymentsrank.com/data/v1/providers/podia.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/podia.md) - [Kit Commerce](https://www.paymentsrank.com/gateway/kit-commerce/): Creator commerce through a managed Stripe Express setup. - [JSON](https://www.paymentsrank.com/data/v1/providers/kit-commerce.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/kit-commerce.md) - [Checkout Page](https://www.paymentsrank.com/gateway/checkoutpage/): No-code checkout for businesses that already qualify for Stripe. - [JSON](https://www.paymentsrank.com/data/v1/providers/checkout-page.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/checkout-page.md) - [Outseta](https://www.paymentsrank.com/gateway/outseta/): Billing, authentication and CRM around a Stripe-based payment stack. - [JSON](https://www.paymentsrank.com/data/v1/providers/outseta.json) - [Markdown](https://www.paymentsrank.com/data/v1/providers/outseta.md)