{
  "schema_version": "1.0",
  "checked_at": "2026-10-16",
  "provider": {
    "incidents": [],
    "posts": [
      {
        "author": "Gumroad",
        "date": "2024-12-11",
        "relation": "Official company account",
        "url": "https://x.com/gumroad/status/1866868847027847414",
        "text": "Announcement of the move to a merchant-of-record model. The pricing page identifies 1 January 2025 as the effective date."
      }
    ],
    "opinions": [],
    "conditional": [
      "US",
      "GB",
      "CA",
      "AU",
      "IN",
      "DE",
      "FR",
      "NL",
      "EE",
      "IE",
      "PL",
      "ES",
      "PT"
    ],
    "supported": [],
    "unsupported": [],
    "id": "gumroad",
    "name": "Gumroad",
    "color": "#f1afd0",
    "model": "Merchant of Record",
    "kind": "mor",
    "price": "10% + 50¢",
    "priceLabel": "Direct: plus 2.9% + 30¢ card processing",
    "calc": false,
    "summary": "Creator commerce with very different direct and discovery economics.",
    "description": "Gumroad is a creator commerce platform and describes itself as MoR from 1 January 2025. Direct sales and Gumroad Discover use different pricing. Understand the sales channel, processing and payout route before comparing its headline with a software-focused MoR.",
    "fit": [
      "Creators selling digital products through a hosted storefront",
      "Sellers who value delivery and discovery features"
    ],
    "avoid": [
      "Teams assuming Discover uses the direct-sale price",
      "Anyone equating MoR with no remaining company-tax duties"
    ],
    "stripe": "The actual payout route depends on country. A universal Stripe-free processing claim was not established by this research.",
    "fees": [
      [
        "Direct sales",
        "10% + $0.50 platform fee, plus card processing 2.9% + $0.30 or PayPal fees"
      ],
      [
        "Discover",
        "30%, including processing"
      ],
      [
        "High-volume direct sales",
        "Reduced platform percentage after $20,000 paid sales in a calendar month; verify current rules"
      ],
      [
        "Refunds",
        "Gumroad platform fee on refunded portion returned; underlying processing fee retained under published policy"
      ]
    ],
    "countryNote": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
    "payout": null,
    "refund": null,
    "tax": "Gumroad states its MoR model took effect on 1 January 2025. That addresses supported transaction taxes; your company’s own tax and accounting obligations remain distinct.",
    "risk": null,
    "developer": "Start with the supported storefront and delivery workflow. Check API, license and recurring features against your exact product and export needs.",
    "portability": null,
    "tags": [
      "merchant-of-record-mor",
      "digital-downloads",
      "courses-and-books",
      "license-keys",
      "ecommerce-website",
      "no-code",
      "for-indie-makers",
      "recurring-saas",
      "affiliates",
      "membership-websites",
      "paypal",
      "upi",
      "payment-links"
    ],
    "sources": [
      {
        "id": "gumroad-pricing",
        "title": "Gumroad pricing and MoR model",
        "url": "https://gumroad.com/pricing",
        "checked_at": "2026-10-16",
        "type": "official_documentation"
      },
      {
        "id": "gumroad-compatibility-0",
        "title": "Gumroad: compatibility review source",
        "url": "https://gumroad.com/help/article/82-membership-products",
        "type": "official_documentation",
        "checked_at": "2026-10-17"
      },
      {
        "id": "gumroad-compatibility-1",
        "title": "Gumroad: supporting feature documentation",
        "url": "https://gumroad.com/help/article/249-affiliate-faq",
        "type": "official_documentation",
        "checked_at": "2026-10-17"
      },
      {
        "id": "gumroad-compatibility-2",
        "title": "Gumroad: supporting feature documentation",
        "url": "https://gumroad.com/help/article/275-paypal-connect",
        "type": "official_documentation",
        "checked_at": "2026-10-17"
      },
      {
        "id": "gumroad-compatibility-3",
        "title": "Gumroad: supporting feature documentation",
        "url": "https://gumroad.com/help/article/13-getting-paid",
        "type": "official_documentation",
        "checked_at": "2026-10-17"
      },
      {
        "id": "gumroad-fees",
        "title": "Gumroad complete fee breakdown",
        "url": "https://gumroad.com/help/article/66-gumroads-fees",
        "type": "official_documentation",
        "checked_at": "2026-10-17"
      }
    ],
    "compatibility_review": {
      "checked_at": "2026-10-17",
      "scope": "Recurring creator memberships are supported, with different features from SaaS billing. PayPal Connect excludes several seller countries. UPI is a buyer-local checkout method; it does not establish seller eligibility.",
      "source_ids": [
        "gumroad-compatibility-0",
        "gumroad-compatibility-1",
        "gumroad-compatibility-2",
        "gumroad-compatibility-3"
      ],
      "added": [
        "affiliates",
        "membership-websites",
        "paypal",
        "upi",
        "payment-links"
      ],
      "removed": [],
      "editorial_use_cases": [
        "for-indie-makers"
      ]
    },
    "customer_posts": [
      {
        "providers": [
          "gumroad"
        ],
        "section": "fees",
        "author": "Jordan Hughes",
        "handle": "jordanphughes",
        "date": "2022-12-17",
        "url": "https://x.com/jordanphughes/status/1604088978323705856",
        "text": "Jordan criticizes how sellers learned about Gumroad’s fee increase.",
        "context": "Historical reaction to the December 2022 pricing change. His own product site documents Gumroad sales. Current fee amounts remain separately sourced.",
        "discovery": "https://www.indiehackers.com/post/gumroad-is-going-to-increase-its-fees-to-10-for-everyone-jan-31st-ff59a0963e",
        "relationship": "Customer / merchant first-person report",
        "verification": {
          "method": "X public oEmbed",
          "author_name": "Jordan Hughes",
          "author_url": "https://x.com/jordanphughes",
          "verified_at": "2026-10-18"
        },
        "embed_html": "<blockquote class=\"twitter-tweet\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">Why are sellers finding out about a *checks notes* 3x fee increase on Twitter?</p>&mdash; Jordan Hughes (@jordanphughes) <a href=\"https://x.com/jordanphughes/status/1604088978323705856?ref_src=twsrc%5Etfw\">December 17, 2022</a></blockquote>",
        "original_text": "Why are sellers finding out about a *checks notes* 3x fee increase on Twitter?",
        "type": "individual_experience",
        "verified_at": "2026-10-18"
      },
      {
        "providers": [
          "gumroad"
        ],
        "section": "portability",
        "author": "Aaron Parecki",
        "handle": "aaronpk",
        "date": "2022-12-17",
        "url": "https://x.com/aaronpk/status/1604152072009814018",
        "text": "Aaron considers moving Gumroad listings to ConvertKit or Shopify and asks whether digital-download bandwidth fees would apply.",
        "context": "A migration consideration and a question about alternatives, not a completed migration or an assertion that Gumroad charges bandwidth fees. Also archived on the author’s own website.",
        "discovery": "https://aaronparecki.com/2022/12/17/8/",
        "relationship": "Customer / merchant first-person report",
        "verification": {
          "method": "X public oEmbed",
          "author_name": "Aaron Parecki",
          "author_url": "https://x.com/aaronpk",
          "verified_at": "2026-10-18"
        },
        "embed_html": "<blockquote class=\"twitter-tweet\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">I&#39;m considering moving my Gumroad listings to ConvertKit or Shopify, it&#39;s not clear whether there are bandwidth fees for the digital downloads. <br><br>Here&#39;s my product, note the file sizes <a href=\"https://t.co/o7s4rRcTmr\">https://t.co/o7s4rRcTmr</a></p>&mdash; Aaron Parecki (@aaronpk) <a href=\"https://x.com/aaronpk/status/1604152072009814018?ref_src=twsrc%5Etfw\">December 17, 2022</a></blockquote>",
        "original_text": "I'm considering moving my Gumroad listings to ConvertKit or Shopify, it's not clear whether there are bandwidth fees for the digital downloads.   Here's my product, note the file sizes  https://t.co/o7s4rRcTmr ",
        "type": "individual_experience",
        "verified_at": "2026-10-18"
      },
      {
        "providers": [
          "gumroad"
        ],
        "section": "subscriptions",
        "author": "Kamphey",
        "handle": "Kamphey",
        "date": "2021-04-07",
        "url": "https://x.com/Kamphey/status/1379672842715848707",
        "text": "Kamphey uses single-use discount codes for a Gumroad Day pricing experiment.",
        "context": "A concrete merchant example of coupon-based digital-product sales. The codes and promotion are historical and should not be presented as currently available.",
        "discovery": "https://www.indiehackers.com/post/today-is-gumroad-day-will-you-participate-32ed180bd5",
        "relationship": "Customer / merchant first-person report",
        "verification": {
          "method": "X public oEmbed",
          "author_name": "Kamphey, Google Sheets Wizard 🧙‍♂️",
          "author_url": "https://x.com/Kamphey",
          "verified_at": "2026-10-18"
        },
        "embed_html": "<blockquote class=\"twitter-tweet\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">A <a href=\"https://x.com/hashtag/GumroadDay?src=hash&amp;ref_src=twsrc%5Etfw\">#GumroadDay</a> experiment<br><br>I&#39;ve created 10 Single Use Coupon Codes for Better Letters<a href=\"https://t.co/R8iuq4hsL3\">https://t.co/R8iuq4hsL3</a><br><br>Normally $79 <br><br>Get between 90% and 99% off if you use one of these codes.<br><br>Only 10 available.<br>One for each Percentage off.<br>If it doesn&#39;t work, it&#39;s been used. <a href=\"https://t.co/nQwkWpaI41\">pic.twitter.com/nQwkWpaI41</a></p>&mdash; Kamphey, Google Sheets Wizard 🧙‍♂️ (@Kamphey) <a href=\"https://x.com/Kamphey/status/1379672842715848707?ref_src=twsrc%5Etfw\">April 7, 2021</a></blockquote>",
        "original_text": "A  #GumroadDay  experiment  I've created 10 Single Use Coupon Codes for Better Letters https://t.co/R8iuq4hsL3   Normally $79   Get between 90% and 99% off if you use one of these codes.  Only 10 available. One for each Percentage off. If it doesn't work, it's been used.  pic.twitter.com/nQwkWpaI41 ",
        "type": "individual_experience",
        "verified_at": "2026-10-18"
      },
      {
        "providers": [
          "sendowl",
          "gumroad"
        ],
        "kind": "web_review",
        "platform": "Unconventional Baker",
        "section": "portability",
        "author": "Audrey Snowe",
        "handle": null,
        "date": "",
        "url": "https://www.unconventionalbaker.com/blogging-resources/",
        "text": "The creator describes moving from Gumroad to SendOwl for upsells, post-purchase redirects and hosted digital-file delivery.",
        "context": "First-person tools page; it discloses affiliate links. Publication date is not shown.",
        "discovery": "https://www.unconventionalbaker.com/blogging-resources/",
        "relationship": "Customer / blog contains affiliate links",
        "verification": {
          "method": "Original first-person tools page",
          "verified_at": "2026-10-18"
        },
        "type": "individual_experience",
        "verified_at": "2026-10-18",
        "embed_html": ""
      }
    ],
    "assessment": {
      "score": null,
      "status": "not_rated"
    },
    "availability": [
      {
        "country_code": "US",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "GB",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "CA",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "AU",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "IN",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "BR",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "MY",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "PK",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "QA",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "SG",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "TH",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "TR",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "KR",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "ZA",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "CL",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "CN",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "AR",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "BD",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "CO",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "EC",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "KZ",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "IL",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "NG",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "PE",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "PH",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "SA",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "UA",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "UY",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "VN",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "AE",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "DE",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "FR",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "NL",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "EE",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "IE",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "PL",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "ES",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "PT",
        "status": "conditional",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "JP",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "MX",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "GE",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "RU",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      },
      {
        "country_code": "BY",
        "status": "unknown",
        "scope": "Country support must follow the available payout method and seller requirements. The displayed countries are a conditional research subset, not a promise of merchant acceptance.",
        "source_ids": [],
        "provider_source_ids": [
          "gumroad-pricing",
          "gumroad-compatibility-0",
          "gumroad-compatibility-1",
          "gumroad-compatibility-2",
          "gumroad-compatibility-3",
          "gumroad-fees"
        ],
        "evidence_scope": "Provider documentation; not an individual onboarding decision."
      }
    ]
  }
}
