{
  "schema_version": "1.0",
  "checked_at": "2026-10-16",
  "providers": [
    {
      "id": "paddle",
      "name": "Paddle",
      "model": "Merchant of Record",
      "summary": "A complete merchant-of-record setup for software businesses.",
      "url": "https://www.paymentsrank.com/gateway/paddle/",
      "json": "https://www.paymentsrank.com/data/v1/providers/paddle.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/paddle.md"
    },
    {
      "id": "stripe",
      "name": "Stripe",
      "model": "Payment processor",
      "summary": "Flexible payment infrastructure. You choose the rest of the stack.",
      "url": "https://www.paymentsrank.com/gateway/stripe/",
      "json": "https://www.paymentsrank.com/data/v1/providers/stripe.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/stripe.md"
    },
    {
      "id": "lemon-squeezy",
      "name": "Lemon Squeezy",
      "model": "Merchant of Record",
      "summary": "Digital commerce with tax handling. Pay attention to the add-ons.",
      "url": "https://www.paymentsrank.com/gateway/lemonsqueezy/",
      "json": "https://www.paymentsrank.com/data/v1/providers/lemon-squeezy.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/lemon-squeezy.md"
    },
    {
      "id": "polar",
      "name": "Polar",
      "model": "Merchant of Record",
      "summary": "Developer-focused commerce, with a new generation of pricing.",
      "url": "https://www.paymentsrank.com/gateway/polarsh/",
      "json": "https://www.paymentsrank.com/data/v1/providers/polar.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/polar.md"
    },
    {
      "id": "creem",
      "name": "Creem",
      "model": "Merchant of Record",
      "summary": "A low headline checkout rate. Look at payouts as well.",
      "url": "https://www.paymentsrank.com/gateway/creem/",
      "json": "https://www.paymentsrank.com/data/v1/providers/creem.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/creem.md"
    },
    {
      "id": "dodo-payments",
      "name": "Dodo Payments",
      "model": "Merchant of Record",
      "summary": "Digital-product MoR. Owner eligibility matters as much as company country.",
      "url": "https://www.paymentsrank.com/gateway/dodo-payments/",
      "json": "https://www.paymentsrank.com/data/v1/providers/dodo-payments.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/dodo-payments.md"
    },
    {
      "id": "gumroad",
      "name": "Gumroad",
      "model": "Merchant of Record",
      "summary": "Creator commerce with very different direct and discovery economics.",
      "url": "https://www.paymentsrank.com/gateway/gumroad/",
      "json": "https://www.paymentsrank.com/data/v1/providers/gumroad.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/gumroad.md"
    },
    {
      "id": "mollie",
      "name": "Mollie",
      "model": "Payment processor",
      "summary": "European payment infrastructure with local payment methods.",
      "url": "https://www.paymentsrank.com/gateway/mollie/",
      "json": "https://www.paymentsrank.com/data/v1/providers/mollie.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/mollie.md"
    },
    {
      "id": "razorpay",
      "name": "Razorpay",
      "model": "Payment processor",
      "summary": "Indian payment infrastructure, plus a distinct cross-border stack.",
      "url": "https://www.paymentsrank.com/gateway/razorpay/",
      "json": "https://www.paymentsrank.com/data/v1/providers/razorpay.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/razorpay.md"
    },
    {
      "id": "cashfree",
      "name": "Cashfree",
      "model": "Payment processor",
      "summary": "Payment collection and payouts with regional product rules.",
      "url": "https://www.paymentsrank.com/gateway/cashfree/",
      "json": "https://www.paymentsrank.com/data/v1/providers/cashfree.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/cashfree.md"
    },
    {
      "id": "mamo",
      "name": "Mamo",
      "model": "Payment processor",
      "summary": "Business payments and settlement in a UAE context.",
      "url": "https://www.paymentsrank.com/gateway/mamopay/",
      "json": "https://www.paymentsrank.com/data/v1/providers/mamo.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/mamo.md"
    },
    {
      "id": "sellfy",
      "name": "Sellfy",
      "model": "Commerce platform",
      "summary": "A digital storefront. Your payment gateway still matters.",
      "url": "https://www.paymentsrank.com/gateway/sellfy/",
      "json": "https://www.paymentsrank.com/data/v1/providers/sellfy.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/sellfy.md"
    },
    {
      "id": "sendowl",
      "name": "SendOwl",
      "model": "Commerce platform",
      "summary": "Digital delivery and checkout on top of an external gateway.",
      "url": "https://www.paymentsrank.com/gateway/sendowl/",
      "json": "https://www.paymentsrank.com/data/v1/providers/sendowl.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/sendowl.md"
    },
    {
      "id": "podia",
      "name": "Podia",
      "model": "Commerce platform",
      "summary": "Courses and communities, with a separate processing bill.",
      "url": "https://www.paymentsrank.com/gateway/podia/",
      "json": "https://www.paymentsrank.com/data/v1/providers/podia.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/podia.md"
    },
    {
      "id": "kit-commerce",
      "name": "Kit Commerce",
      "model": "Commerce platform",
      "summary": "Creator commerce through a managed Stripe Express setup.",
      "url": "https://www.paymentsrank.com/gateway/kit-commerce/",
      "json": "https://www.paymentsrank.com/data/v1/providers/kit-commerce.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/kit-commerce.md"
    },
    {
      "id": "checkout-page",
      "name": "Checkout Page",
      "model": "Billing layer",
      "summary": "No-code checkout for businesses that already qualify for Stripe.",
      "url": "https://www.paymentsrank.com/gateway/checkoutpage/",
      "json": "https://www.paymentsrank.com/data/v1/providers/checkout-page.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/checkout-page.md"
    },
    {
      "id": "outseta",
      "name": "Outseta",
      "model": "Billing layer",
      "summary": "Billing, authentication and CRM around a Stripe-based payment stack.",
      "url": "https://www.paymentsrank.com/gateway/outseta/",
      "json": "https://www.paymentsrank.com/data/v1/providers/outseta.json",
      "markdown": "https://www.paymentsrank.com/data/v1/providers/outseta.md"
    }
  ]
}