{
  "schema_version": "1.0",
  "license": "https://www.paymentsrank.com/data/#reuse",
  "records": [
    {
      "id": "paddle",
      "name": "Paddle",
      "model": "Merchant of Record",
      "summary": "A complete merchant-of-record setup for software businesses.",
      "headline": "5% + 50¢",
      "price_scope": "Standard checkout · USD",
      "profile": "https://www.paymentsrank.com/gateway/paddle/",
      "source_ids": [
        "paddle-pricing",
        "paddle-countries",
        "paddle-payout",
        "paddle-disputes",
        "paddle-compatibility-0"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "stripe",
      "name": "Stripe",
      "model": "Payment processor",
      "summary": "Flexible payment infrastructure. You choose the rest of the stack.",
      "headline": "2.9% + 30¢",
      "price_scope": "US domestic cards · Payments",
      "profile": "https://www.paymentsrank.com/gateway/stripe/",
      "source_ids": [
        "stripe-pricing",
        "stripe-global",
        "stripe-managed",
        "stripe-reserve",
        "stripe-compatibility-0",
        "stripe-compatibility-1"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "lemon-squeezy",
      "name": "Lemon Squeezy",
      "model": "Merchant of Record",
      "summary": "Digital commerce with tax handling. Pay attention to the add-ons.",
      "headline": "5% + 50¢",
      "price_scope": "Base rate · add-ons apply",
      "profile": "https://www.paymentsrank.com/gateway/lemonsqueezy/",
      "source_ids": [
        "ls-fees",
        "ls-country",
        "ls-payout",
        "ls-refund",
        "ls-update",
        "lemon-squeezy-compatibility-0",
        "lemon-squeezy-compatibility-1"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "polar",
      "name": "Polar",
      "model": "Merchant of Record",
      "summary": "Developer-focused commerce, with a new generation of pricing.",
      "headline": "5% + 50¢",
      "price_scope": "Starter · new organizations",
      "profile": "https://www.paymentsrank.com/gateway/polarsh/",
      "source_ids": [
        "polar-fees",
        "polar-country",
        "polar-processors",
        "polar-compatibility-0",
        "polar-compatibility-1"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "creem",
      "name": "Creem",
      "model": "Merchant of Record",
      "summary": "A low headline checkout rate. Look at payouts as well.",
      "headline": "3.9% + 40¢",
      "price_scope": "Base checkout · payout fees extra",
      "profile": "https://www.paymentsrank.com/gateway/creem/",
      "source_ids": [
        "creem-pricing",
        "creem-country",
        "creem-payout",
        "creem-terms",
        "creem-refunds",
        "creem-compatibility-0",
        "creem-compatibility-1"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "dodo-payments",
      "name": "Dodo Payments",
      "model": "Merchant of Record",
      "summary": "Digital-product MoR. Owner eligibility matters as much as company country.",
      "headline": "4% + 40¢",
      "price_scope": "US domestic cards · verify locale",
      "profile": "https://www.paymentsrank.com/gateway/dodo-payments/",
      "source_ids": [
        "dodo-pricing",
        "dodo-country",
        "dodo-policy",
        "dodo-payout",
        "dodo-payments-compatibility-0",
        "dodo-payments-compatibility-1",
        "dodo-payments-compatibility-2"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "gumroad",
      "name": "Gumroad",
      "model": "Merchant of Record",
      "summary": "Creator commerce with very different direct and discovery economics.",
      "headline": "10% + 50¢",
      "price_scope": "Direct: plus 2.9% + 30¢ card processing",
      "profile": "https://www.paymentsrank.com/gateway/gumroad/",
      "source_ids": [
        "gumroad-pricing",
        "gumroad-compatibility-0",
        "gumroad-compatibility-1",
        "gumroad-compatibility-2",
        "gumroad-compatibility-3",
        "gumroad-fees"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "mollie",
      "name": "Mollie",
      "model": "Payment processor",
      "summary": "European payment infrastructure with local payment methods.",
      "headline": "1.8% + €0.25",
      "price_scope": "EEA consumer cards · EUR market quote",
      "profile": "https://www.paymentsrank.com/gateway/mollie/",
      "source_ids": [
        "mollie-official",
        "mollie-extra",
        "mollie-compatibility-0",
        "mollie-compatibility-1",
        "mollie-compatibility-2",
        "mollie-compatibility-3",
        "mollie-reviewed-price"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "razorpay",
      "name": "Razorpay",
      "model": "Payment processor",
      "summary": "Indian payment infrastructure, plus a distinct cross-border stack.",
      "headline": "2% + GST",
      "price_scope": "India standard domestic · US: 2.7% + 30¢",
      "profile": "https://www.paymentsrank.com/gateway/razorpay/",
      "source_ids": [
        "razorpay-official",
        "razorpay-extra",
        "razorpay-compatibility-0",
        "razorpay-compatibility-1",
        "razorpay-compatibility-2",
        "razorpay-compatibility-3",
        "razorpay-reviewed-price",
        "razorpay-us-pricing"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "cashfree",
      "name": "Cashfree",
      "model": "Payment processor",
      "summary": "Payment collection and payouts with regional product rules.",
      "headline": "1.95–2% + GST",
      "price_scope": "India domestic · verify method & contract",
      "profile": "https://www.paymentsrank.com/gateway/cashfree/",
      "source_ids": [
        "cashfree-official",
        "cashfree-extra",
        "cashfree-compatibility-0",
        "cashfree-compatibility-1",
        "cashfree-compatibility-2",
        "cashfree-compatibility-3",
        "cashfree-reviewed-price"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "mamo",
      "name": "Mamo",
      "model": "Payment processor",
      "summary": "Business payments and settlement in a UAE context.",
      "headline": "2.9% + AED 1",
      "price_scope": "Growth · UAE cards charged in AED",
      "profile": "https://www.paymentsrank.com/gateway/mamopay/",
      "source_ids": [
        "mamo-official",
        "mamo-extra",
        "mamo-compatibility-0",
        "mamo-compatibility-1"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "sellfy",
      "name": "Sellfy",
      "model": "Commerce platform",
      "summary": "A digital storefront. Your payment gateway still matters.",
      "headline": "From $39/mo",
      "price_scope": "Monthly Starter · processing extra",
      "profile": "https://www.paymentsrank.com/gateway/sellfy/",
      "source_ids": [
        "sellfy-official",
        "sellfy-extra",
        "sellfy-compatibility-0",
        "sellfy-compatibility-1",
        "sellfy-compatibility-2"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "sendowl",
      "name": "SendOwl",
      "model": "Commerce platform",
      "summary": "Digital delivery and checkout on top of an external gateway.",
      "headline": "From $39/mo",
      "price_scope": "Launch · gateway fees extra",
      "profile": "https://www.paymentsrank.com/gateway/sendowl/",
      "source_ids": [
        "sendowl-official",
        "sendowl-extra",
        "sendowl-compatibility-0",
        "sendowl-compatibility-1"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "podia",
      "name": "Podia",
      "model": "Commerce platform",
      "summary": "Courses and communities, with a separate processing bill.",
      "headline": "$42/mo + 5%",
      "price_scope": "Mover · billed yearly · processing extra",
      "profile": "https://www.paymentsrank.com/gateway/podia/",
      "source_ids": [
        "podia-official",
        "podia-compatibility-0"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "kit-commerce",
      "name": "Kit Commerce",
      "model": "Commerce platform",
      "summary": "Creator commerce through a managed Stripe Express setup.",
      "headline": "3.5% + 30¢",
      "price_scope": "USD Commerce · processing included",
      "profile": "https://www.paymentsrank.com/gateway/kit-commerce/",
      "source_ids": [
        "kit-commerce-official",
        "kit-commerce-extra",
        "kit-commerce-compatibility-0",
        "kit-commerce-compatibility-1",
        "kit-commerce-reviewed-price"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "checkout-page",
      "name": "Checkout Page",
      "model": "Billing layer",
      "summary": "No-code checkout for businesses that already qualify for Stripe.",
      "headline": "From $29/mo",
      "price_scope": "Launch · Stripe fees extra",
      "profile": "https://www.paymentsrank.com/gateway/checkoutpage/",
      "source_ids": [
        "checkout-page-official",
        "checkout-page-extra",
        "checkout-page-compatibility-0",
        "checkout-page-compatibility-1"
      ],
      "research_checked_at": "2026-10-16"
    },
    {
      "id": "outseta",
      "name": "Outseta",
      "model": "Billing layer",
      "summary": "Billing, authentication and CRM around a Stripe-based payment stack.",
      "headline": "From $47/mo + 2%",
      "price_scope": "Monthly Start · Stripe fees extra",
      "profile": "https://www.paymentsrank.com/gateway/outseta/",
      "source_ids": [
        "outseta-official",
        "outseta-extra",
        "outseta-compatibility-0",
        "outseta-compatibility-1"
      ],
      "research_checked_at": "2026-10-16"
    }
  ]
}