{
  "schema_version": "1.0",
  "checked_at": "2026-10-16",
  "records": [
    {
      "provider_id": "paddle",
      "headline": "5% + 50¢",
      "scope": "Standard checkout · USD",
      "components": [
        [
          "Standard checkout",
          "5% + $0.50"
        ],
        [
          "Monthly platform fee",
          "None on standard pay-as-you-go"
        ],
        [
          "Chargebacks",
          "20 USD/GBP/EUR; 40 CAD/AUD, depending on transaction currency"
        ],
        [
          "Custom pricing",
          "Available; not the standard public rate"
        ]
      ],
      "base_us_domestic_one_time_card": {
        "percentage": 5,
        "fixed_amount": 0.5,
        "fixed_currency": "USD",
        "excluded": [
          "tax",
          "international",
          "fx",
          "subscriptions",
          "refunds",
          "disputes",
          "payouts",
          "optional_services"
        ],
        "complete_business_cost": false
      },
      "checked_at": "2026-10-16",
      "source_ids": [
        "paddle-pricing",
        "paddle-countries",
        "paddle-payout",
        "paddle-disputes",
        "paddle-compatibility-0"
      ]
    },
    {
      "provider_id": "stripe",
      "headline": "2.9% + 30¢",
      "scope": "US domestic cards · Payments",
      "components": [
        [
          "US domestic cards",
          "2.9% + $0.30"
        ],
        [
          "International card add-on, US",
          "+1.5%"
        ],
        [
          "Required currency conversion, US",
          "+1%"
        ],
        [
          "Billing / Tax / Connect",
          "Separate product charges may apply"
        ],
        [
          "Managed Payments",
          "Separate MoR product; not included in this baseline"
        ]
      ],
      "base_us_domestic_one_time_card": {
        "percentage": 2.9,
        "fixed_amount": 0.3,
        "fixed_currency": "USD",
        "excluded": [
          "tax",
          "international",
          "fx",
          "subscriptions",
          "refunds",
          "disputes",
          "payouts",
          "optional_services"
        ],
        "complete_business_cost": false
      },
      "checked_at": "2026-10-16",
      "source_ids": [
        "stripe-pricing",
        "stripe-global",
        "stripe-managed",
        "stripe-reserve",
        "stripe-compatibility-0",
        "stripe-compatibility-1"
      ]
    },
    {
      "provider_id": "lemon-squeezy",
      "headline": "5% + 50¢",
      "scope": "Base rate · add-ons apply",
      "components": [
        [
          "Base checkout",
          "5% + $0.50"
        ],
        [
          "International transactions outside US",
          "+1.5%"
        ],
        [
          "Subscriptions",
          "+0.5%"
        ],
        [
          "PayPal",
          "+1.5%"
        ],
        [
          "Bank payouts outside US",
          "1% under reviewed documentation"
        ]
      ],
      "base_us_domestic_one_time_card": {
        "percentage": 5,
        "fixed_amount": 0.5,
        "fixed_currency": "USD",
        "excluded": [
          "tax",
          "international",
          "fx",
          "subscriptions",
          "refunds",
          "disputes",
          "payouts",
          "optional_services"
        ],
        "complete_business_cost": false
      },
      "checked_at": "2026-10-16",
      "source_ids": [
        "ls-fees",
        "ls-country",
        "ls-payout",
        "ls-refund",
        "ls-update",
        "lemon-squeezy-compatibility-0",
        "lemon-squeezy-compatibility-1"
      ]
    },
    {
      "provider_id": "polar",
      "headline": "5% + 50¢",
      "scope": "Starter · new organizations",
      "components": [
        [
          "Starter, new organizations",
          "$0/mo + 5% + $0.50"
        ],
        [
          "Pro",
          "$20/mo + 3.8% + $0.40"
        ],
        [
          "Growth",
          "$100/mo + 3.6% + $0.35"
        ],
        [
          "Scale",
          "$400/mo + 3.4% + $0.30"
        ],
        [
          "Early Member",
          "Legacy plan for organizations before 27 May 2026"
        ],
        [
          "Non-US international cards",
          "+1.5%"
        ]
      ],
      "base_us_domestic_one_time_card": {
        "percentage": 5,
        "fixed_amount": 0.5,
        "fixed_currency": "USD",
        "excluded": [
          "tax",
          "international",
          "fx",
          "subscriptions",
          "refunds",
          "disputes",
          "payouts",
          "optional_services"
        ],
        "complete_business_cost": false
      },
      "checked_at": "2026-10-16",
      "source_ids": [
        "polar-fees",
        "polar-country",
        "polar-processors",
        "polar-compatibility-0",
        "polar-compatibility-1"
      ]
    },
    {
      "provider_id": "creem",
      "headline": "3.9% + 40¢",
      "scope": "Base checkout · payout fees extra",
      "components": [
        [
          "Base checkout",
          "3.9% + $0.40"
        ],
        [
          "Monthly platform fee",
          "$0"
        ],
        [
          "Bank payout",
          "Greater of 7 USD/EUR or 1% of payout"
        ],
        [
          "USDC payout via Polygon",
          "2% of payout volume"
        ],
        [
          "Optional growth tools",
          "Additional fees can apply"
        ]
      ],
      "base_us_domestic_one_time_card": {
        "percentage": 3.9,
        "fixed_amount": 0.4,
        "fixed_currency": "USD",
        "excluded": [
          "tax",
          "international",
          "fx",
          "subscriptions",
          "refunds",
          "disputes",
          "payouts",
          "optional_services"
        ],
        "complete_business_cost": false
      },
      "checked_at": "2026-10-16",
      "source_ids": [
        "creem-pricing",
        "creem-country",
        "creem-payout",
        "creem-terms",
        "creem-refunds",
        "creem-compatibility-0",
        "creem-compatibility-1"
      ]
    },
    {
      "provider_id": "dodo-payments",
      "headline": "4% + 40¢",
      "scope": "US domestic cards · verify locale",
      "components": [
        [
          "US domestic card headline",
          "4% + $0.40 in reviewed localized pages"
        ],
        [
          "International card add-on",
          "+1.5%"
        ],
        [
          "Subscription/billing",
          "+0.5% in reviewed localized page"
        ],
        [
          "PayPal / BNPL",
          "Additional method fees"
        ],
        [
          "Exact total",
          "Recheck EN page and applicable product before calculation"
        ]
      ],
      "base_us_domestic_one_time_card": null,
      "checked_at": "2026-10-16",
      "source_ids": [
        "dodo-pricing",
        "dodo-country",
        "dodo-policy",
        "dodo-payout",
        "dodo-payments-compatibility-0",
        "dodo-payments-compatibility-1",
        "dodo-payments-compatibility-2"
      ]
    },
    {
      "provider_id": "gumroad",
      "headline": "10% + 50¢",
      "scope": "Direct: plus 2.9% + 30¢ card processing",
      "components": [
        [
          "Direct sales",
          "10% + $0.50 platform fee, plus card processing 2.9% + $0.30 or PayPal fees"
        ],
        [
          "Discover",
          "30%, including processing"
        ],
        [
          "High-volume direct sales",
          "Reduced platform percentage after $20,000 paid sales in a calendar month; verify current rules"
        ],
        [
          "Refunds",
          "Gumroad platform fee on refunded portion returned; underlying processing fee retained under published policy"
        ]
      ],
      "base_us_domestic_one_time_card": null,
      "checked_at": "2026-10-16",
      "source_ids": [
        "gumroad-pricing",
        "gumroad-compatibility-0",
        "gumroad-compatibility-1",
        "gumroad-compatibility-2",
        "gumroad-compatibility-3",
        "gumroad-fees"
      ]
    },
    {
      "provider_id": "mollie",
      "headline": "1.8% + €0.25",
      "scope": "EEA consumer cards · EUR market quote",
      "components": [
        [
          "EEA consumer Visa / Mastercard",
          "1.80% + €0.25"
        ],
        [
          "EEA commercial cards",
          "2.90% + €0.25"
        ],
        [
          "Non-EEA cards",
          "3.25% + €0.25"
        ],
        [
          "SEPA Direct Debit",
          "€0.35; different payment method"
        ]
      ],
      "base_us_domestic_one_time_card": null,
      "checked_at": "2026-10-16",
      "source_ids": [
        "mollie-official",
        "mollie-extra",
        "mollie-compatibility-0",
        "mollie-compatibility-1",
        "mollie-compatibility-2",
        "mollie-compatibility-3",
        "mollie-reviewed-price"
      ]
    },
    {
      "provider_id": "razorpay",
      "headline": "2% + GST",
      "scope": "India standard domestic · US: 2.7% + 30¢",
      "components": [
        [
          "India standard domestic platform fee",
          "2% + 18% GST on the fee (2.36% including GST)"
        ],
        [
          "India international / premium methods",
          "Generally 3% + GST; product activation required"
        ],
        [
          "US Standard domestic cards",
          "2.70% + $0.30; separate US product"
        ],
        [
          "US non-US cards",
          "Additional 1.2% on top of card rate"
        ],
        [
          "New-merchant offers",
          "Conditional, capped and time-limited; excluded from the standard rate"
        ]
      ],
      "base_us_domestic_one_time_card": null,
      "checked_at": "2026-10-16",
      "source_ids": [
        "razorpay-official",
        "razorpay-extra",
        "razorpay-compatibility-0",
        "razorpay-compatibility-1",
        "razorpay-compatibility-2",
        "razorpay-compatibility-3",
        "razorpay-reviewed-price",
        "razorpay-us-pricing"
      ]
    },
    {
      "provider_id": "cashfree",
      "headline": "1.95–2% + GST",
      "scope": "India domestic · verify method & contract",
      "components": [
        [
          "Standard domestic headline",
          "Official materials show 1.95%; pricing page also displays 2.0%. Confirm the applicable method and contract."
        ],
        [
          "International cards",
          "2.99% standard per official gateway documentation; activation and taxes apply"
        ],
        [
          "Promotions",
          "0% offers have onboarding, volume and date conditions; not used as the permanent headline"
        ],
        [
          "Instant settlements",
          "Additional fee; not included in the domestic headline"
        ]
      ],
      "base_us_domestic_one_time_card": null,
      "checked_at": "2026-10-16",
      "source_ids": [
        "cashfree-official",
        "cashfree-extra",
        "cashfree-compatibility-0",
        "cashfree-compatibility-1",
        "cashfree-compatibility-2",
        "cashfree-compatibility-3",
        "cashfree-reviewed-price"
      ]
    },
    {
      "provider_id": "mamo",
      "headline": "2.9% + AED 1",
      "scope": "Growth · UAE cards charged in AED",
      "components": [
        [
          "Growth UAE cards in AED",
          "2.9% + AED 1"
        ],
        [
          "Growth international cards in AED",
          "3.4% + AED 1"
        ],
        [
          "Other currency receipt",
          "Additional charge under the plan"
        ],
        [
          "Optional faster settlement",
          "Extra charge; verify eligibility"
        ]
      ],
      "base_us_domestic_one_time_card": null,
      "checked_at": "2026-10-16",
      "source_ids": [
        "mamo-official",
        "mamo-extra",
        "mamo-compatibility-0",
        "mamo-compatibility-1"
      ]
    },
    {
      "provider_id": "sellfy",
      "headline": "From $39/mo",
      "scope": "Monthly Starter · processing extra",
      "components": [
        [
          "Platform / service cost",
          "From $39/mo"
        ],
        [
          "Final total",
          "Depends on market, method, plan and required processing"
        ],
        [
          "Unknown components",
          "Not assumed to be free"
        ]
      ],
      "base_us_domestic_one_time_card": null,
      "checked_at": "2026-10-16",
      "source_ids": [
        "sellfy-official",
        "sellfy-extra",
        "sellfy-compatibility-0",
        "sellfy-compatibility-1",
        "sellfy-compatibility-2"
      ]
    },
    {
      "provider_id": "sendowl",
      "headline": "From $39/mo",
      "scope": "Launch · gateway fees extra",
      "components": [
        [
          "Platform / service cost",
          "From $39/mo"
        ],
        [
          "Final total",
          "Depends on market, method, plan and required processing"
        ],
        [
          "Unknown components",
          "Not assumed to be free"
        ]
      ],
      "base_us_domestic_one_time_card": null,
      "checked_at": "2026-10-16",
      "source_ids": [
        "sendowl-official",
        "sendowl-extra",
        "sendowl-compatibility-0",
        "sendowl-compatibility-1"
      ]
    },
    {
      "provider_id": "podia",
      "headline": "$42/mo + 5%",
      "scope": "Mover · billed yearly · processing extra",
      "components": [
        [
          "Mover, annual billing",
          "$504/year ($42/month equivalent) + 5% platform fee"
        ],
        [
          "Higher plans",
          "Platform fee structure differs"
        ],
        [
          "Processing",
          "Stripe/PayPal fees additional"
        ]
      ],
      "base_us_domestic_one_time_card": null,
      "checked_at": "2026-10-16",
      "source_ids": [
        "podia-official",
        "podia-compatibility-0"
      ]
    },
    {
      "provider_id": "kit-commerce",
      "headline": "3.5% + 30¢",
      "scope": "USD Commerce · processing included",
      "components": [
        [
          "USD commerce transaction",
          "3.5% + $0.30, including payment processing"
        ],
        [
          "Monthly Commerce fee",
          "$0; optional email-platform plans are separate"
        ],
        [
          "Other currencies",
          "Published currency-specific fee applies"
        ]
      ],
      "base_us_domestic_one_time_card": null,
      "checked_at": "2026-10-16",
      "source_ids": [
        "kit-commerce-official",
        "kit-commerce-extra",
        "kit-commerce-compatibility-0",
        "kit-commerce-compatibility-1",
        "kit-commerce-reviewed-price"
      ]
    },
    {
      "provider_id": "checkout-page",
      "headline": "From $29/mo",
      "scope": "Launch · Stripe fees extra",
      "components": [
        [
          "Platform / service cost",
          "From $29/mo"
        ],
        [
          "Final total",
          "Depends on market, method, plan and required processing"
        ],
        [
          "Unknown components",
          "Not assumed to be free"
        ]
      ],
      "base_us_domestic_one_time_card": null,
      "checked_at": "2026-10-16",
      "source_ids": [
        "checkout-page-official",
        "checkout-page-extra",
        "checkout-page-compatibility-0",
        "checkout-page-compatibility-1"
      ]
    },
    {
      "provider_id": "outseta",
      "headline": "From $47/mo + 2%",
      "scope": "Monthly Start · Stripe fees extra",
      "components": [
        [
          "Start, monthly billing",
          "$47/month + 2% platform fee"
        ],
        [
          "Start, annual billing",
          "Different monthly equivalent; verify annual commitment"
        ],
        [
          "Processing and billing",
          "Applicable Stripe fees additional"
        ]
      ],
      "base_us_domestic_one_time_card": null,
      "checked_at": "2026-10-16",
      "source_ids": [
        "outseta-official",
        "outseta-extra",
        "outseta-compatibility-0",
        "outseta-compatibility-1"
      ]
    }
  ]
}