{
  "schema_version": "1.0",
  "checked_at": "2026-10-16",
  "coverage": "Researched material disclosures, not a comprehensive incident archive.",
  "records": [
    {
      "id": "paddle-1",
      "provider_id": "paddle",
      "date": "2025-06-20",
      "title": "FTC settlement and stipulated order",
      "status": "Settlement · court order",
      "text": "The FTC alleged unfair payment-processing practices involving certain tech-support merchants. A $5 million settlement and stipulated order followed. Paddle disputes the allegations and says the agreement does not admit them. The order is a material regulatory event, not proof that every Paddle transaction was improper.",
      "url": "https://www.ftc.gov/legal-library/browse/cases-proceedings/paddle",
      "response": "https://www.paddle.com/ftc-agreement-faq",
      "checked_at": "2026-10-16",
      "affected_users": null
    },
    {
      "id": "stripe-1",
      "provider_id": "stripe",
      "date": "2019-07-10",
      "title": "Historical API degradation",
      "status": "Historical · restored",
      "text": "Stripe’s root-cause analysis describes two periods of serious API degradation on 10 July 2019 and its remediation. This is a historical technical incident, not a measurement of current uptime or the present frequency of failures.",
      "url": "https://stripe.com/rcas/2019-07-10",
      "checked_at": "2026-10-16",
      "affected_users": null
    },
    {
      "id": "lemon-squeezy-1",
      "provider_id": "lemon-squeezy",
      "date": "2024-11-26",
      "title": "API security vulnerability disclosure",
      "status": "Remediated, according to company",
      "text": "Lemon Squeezy disclosed two API endpoint vulnerabilities allowing access to some store/user data. The company described the affected data and said it fixed the endpoints and notified affected users. The scope and remediation are attributed to the company, not an independent forensic audit.",
      "url": "https://www.lemonsqueezy.com/blog/resolved-security-vulnerability",
      "checked_at": "2026-10-16",
      "affected_users": null
    },
    {
      "id": "lemon-squeezy-2",
      "provider_id": "lemon-squeezy",
      "date": "2026-01-28",
      "title": "Support and product-roadmap update",
      "status": "Company acknowledgement",
      "text": "JR Farr acknowledged slower support responses and less frequent product updates while the team worked on Stripe Managed Payments. The update does not quantify a complaint rate or establish that Lemon Squeezy has closed.",
      "url": "https://www.lemonsqueezy.com/blog/2026-update",
      "checked_at": "2026-10-16",
      "affected_users": null
    }
  ]
}